Terms of Service
Last updated 21 September 2026.
Using this site
By using this website you agree to these terms. If you do not agree, please do not use the site.
What this site is, and what it is not
This site explains life insurance products and gives you an educational estimate based on the numbers you enter. That estimate is not a quote, not an offer of insurance, and not a contract. Only a carrier can offer coverage, and it does that after underwriting.
Quotes and applications
Our quote and application tool is provided by our insurance technology partner, BackNine. Rates shown depend on the carrier, your age, your health, your state and the coverage you choose, and they can change. When you apply, the carrier creates its own record and asks its own questions, including health questions, under its own privacy practices.
Licensing
Canopy Insurance Partners is licensed to sell life insurance in Idaho, Washington, Oregon, Georgia, Tennessee, Texas, Mississippi and Arkansas. National Producer Number 19323363. We cannot and do not solicit or write coverage outside those states. We are not affiliated with any government agency.
Your responsibilities
- Give accurate information. Coverage decisions and rates depend on it.
- Only submit your own details, or details you have permission to submit.
- Do not attempt to break, scrape at scale, or misuse this site.
Third-party links and tools
We link to and embed tools from other companies, including carriers, our quote platform and our scheduling tool. We do not control those sites or their content, and their terms apply when you use them.
Our content
The text, layout and design of this site belong to us. You may read, print and share it for personal use. Do not copy it wholesale onto another site.
No warranty, and limits on liability
We work to keep this site accurate and available, but we provide it as is, without warranties of any kind. To the extent the law allows, we are not liable for indirect or consequential losses arising from your use of the site, or from reliance on an estimate it produced.
Changes to these terms
We may update these terms as the business changes. The date above tells you when we last did.
Contact
Questions about these terms: call (208) 996-3578 or email [email protected].